How Do I File a Disability Claim?
Posted in Personal Injury on September 3, 2022
The U.S. Social Security Administration (SSA) provides financial compensation for people who have disabilities. There are two programs run by the SSA: Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI), each of which have their own rules, requirements, and benefits.
Filing a claim for disability benefits in Missouri can be a complex process, but the help of an attorney can streamline the experience. Here is what you need to know about filing these claims and recovering the income that you need for your living expenses.
What Is a Qualifying Disability?
To apply for any type of disability benefits through the SSA, you must have a qualifying disability. You have a qualifying disability if all of the following are true:
- You are unable to work or engage in substantial gainful activity as a result of your medical condition.
- You are unable to perform the same work you did previously or obtain another job because of your medical condition.
- Your medical condition has lasted or is expected to last for at least one year or is likely to result in death.
Who Qualifies for SSDI and SSI Benefits?
SSDI is a program that provides monthly payments or benefits to disabled people who are insured. This means that they have worked a job and paid Social Security taxes on their earnings for a certain period of time.
Generally, you must have 40 credits to qualify for SSDI. You can earn up to four credits per year, which means that you must work for at least 10 years. However, younger workers can qualify with fewer credits.
On the other hand, SSI provides benefits to people who have a qualifying disability and meet certain income requirements. The purpose of SSI is to provide support for low-income people with few resources. You can receive both SSDI and SSI benefits at the same time.
Where Can You File a Disability Claim in Missouri?
To file a disability claim in Missouri, you can visit any of the SSA field offices that are located throughout the state. You can also apply online at the SSA website. After the SSA receives your application, a representative may schedule an in-person appointment to finish the application process.
To apply, you will need to gather evidence related to the following areas:
- Your personal information, including your name, date of birth, and Social Security Number
- Information about your medical condition
- Information about your employment history
What Happens After You File a Disability Claim?
The SSA will review the application to ensure that you meet all of the requirements for the program that you are applying for. They may send follow-up requests to family members, employers, and other relevant parties. Then, the SSA will make a disability determination decision.
If you disagree with the SSA, you have the right to file an appeal. You must request an appeal in writing within 60 days. Then, you may attend a hearing where your application will be reconsidered.
Do You Need a Lawyer to File a Disability Claim?
Filing a disability claim can be a challenging and complex process. Many claims are denied due to lack of evidence or incomplete applications. In these situations, you need an attorney on your side who can help you file a successful claim.
A Missouri Social Security Disability attorney can ensure that your application is completed thoroughly, help you avoid common mistakes, and guide you through the appeals process. Speak to a Kansas City personal injury lawyer as soon as possible to begin the disability claims process.